SBA loans in Burlingame deliver long-term, low-down-payment capital for acquisition, expansion, equipment, and commercial real estate, backed by the Small Business Administration and brokered by Hazelcrest Financial to match your file with the right lender.
How it works
SBA 7(a) and 504 loans combine government guarantees with private lender capital, letting you finance up to several million dollars with longer amortization and smaller equity injections than conventional loans. The SBA doesn't lend directly; approved lenders fund the deal, and we broker your application to the institution that fits your industry, collateral, and cash flow. Burlingame's mix of professional services, boutique retail along Broadway, and legacy manufacturing near the bayfront makes SBA financing a natural fit when you need patient capital without burning through working reserves.
SBA loans
Broadway's tree-lined blocks host everything from architecture firms to specialty grocers, and many need capital that doesn't demand a balloon payment in five years. SBA loans stretch repayment across ten, fifteen, or twenty-five years, which smooths monthly obligations and preserves liquidity. If you're acquiring a competitor's client list, renovating a storefront near Burlingame Avenue, or buying the building your office occupies, SBA loans align the debt service with the asset's useful life. We see files from Peninsula employers who want stability, not a refinance treadmill.
How it works
Documentation trips up more applications than credit score. We gather tax returns, interim financials, personal financial statements, and business-debt schedules in the order lenders expect, then present your file to institutions that have appetite for your industry and deal size. Our office at 323 89th St, Daly City, CA 94015 is a fifteen-minute drive up El Camino Real from Burlingame, and we know which underwriters move quickly on Peninsula deals. Call (650) 659-4959 when you're ready to start.
A kitchen-supply retailer two blocks from the Burlingame Caltrain depot wanted to lease the adjacent unit and double showroom footage. The lease required a five-year commitment, and the tenant-improvement allowance covered only demolition. We brokered an SBA 7(a) loan that funded the build-out, new fixtures, and six months of inventory without requiring the owner to liquidate investment accounts. The file closed in eight weeks, and the second showroom opened before the holiday season.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Daly City owners trust Hazelcrest Financial
