Small business
A small business lending broker acts as your advocate in the capital marketplace. We review your revenue, time in business, credit profile, and collateral, then package your file to meet underwriting standards across banks, credit unions, and alternative lenders. Instead of guessing which institution will say yes, you submit one set of documents and we handle the outreach, follow-up, and negotiation, turning a six-week scramble into a structured process with clear milestones.
Daly City's mix of auto repair shops along Mission Street and food-service businesses near the Westlake district means loan needs vary widely. A taqueria expanding its kitchen requires different structure than a body shop buying a frame machine, and we tailor the approach accordingly.
Loan programs
As an SBA loan broker, we guide you through 7(a) applications when you need up to $5 million for real estate, renovations, or buyouts. For faster closes, our working capital solutions deliver funds in days rather than months. Manufacturers and contractors benefit from equipment financing that spreads the cost of machinery over its useful life, while retail and service businesses tap business lines of credit for seasonal inventory or payroll gaps.
When cash flow is tight but invoices are strong, broker factoring companies convert receivables into immediate working capital. New freight broker factoring companies serve logistics firms moving goods through the Port of San Francisco and down the Peninsula corridor. Hard money lending broker channels open doors for fix-and-flip investors or property redevelopment near Colma's commercial zones.
How it works
Call (650) 659-4959 to start a fifteen-minute intake conversation. We'll ask about revenue, how long you've been operating, what you'll use the funds for, and whether you own real estate or equipment. Within two business days you'll see a shortlist of programs that fit, along with a documentation checklist. Once you provide bank statements, tax returns, and a brief use-of-funds memo, we submit to lenders and coordinate underwriting questions so nothing stalls in limbo.
Because we're broker-direct, you're speaking to the person who structures the deal and presents it to funding sources, no call center, no hand-offs.
A transmission specialist near the Daly City BART station wanted to buy the building he'd leased for eight years. The owner had consistent revenue but minimal liquidity for a down payment. We structured an SBA 7(a) real estate loan that allowed a lower injection and longer amortization, then paired it with a small equipment line to refresh diagnostic tools. The entire package closed in forty-three days, and the shop now controls its rent and depreciation schedule.
Going direct means each bank sees only its own product menu. A business lending broker compares term loans, lines, SBA, and alternative structures side by side. You also avoid the credit-inquiry pile-up that happens when you apply to five banks in one week; we submit strategically after pre-qualifying your profile. For businesses in Broadmoor, South San Francisco, or Pacifica, proximity to our Daly City office means face-to-face meetings when you prefer them and quick site visits if a lender requests property photos.
Documentation made simple: one conversation, one file, multiple offers.
Serving the Daly City area

We know which lenders fund which kinds of Daly City businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Daly City owners trust Hazelcrest Financial