Salon business loans in Daly City cover equipment purchases, tenant improvements, working capital, and inventory for hair, nail, and beauty businesses throughout the Junipero Serra corridor and Mission Street district.
Hair salon financing, nail salon financing, and beauty salon financing typically fund hydraulic chairs, color processors, ventilation upgrades, lease deposits, and payroll gaps between appointment cycles. Daly City salon operators along Mission Street face higher lease rates than Brisbane or Colma, and many Peninsula landlords require substantial tenant-improvement work before a Certificate of Occupancy will issue. A business loan for beauty salon build-outs bridges that gap when your own capital sits tied up in licensing, insurance, and opening inventory.
Loan programs
We also broker business lines of credit for inventory replenishment and invoice factoring when you serve corporate accounts or bridal parties that pay net-30.
work for owner-occupied salon suites or substantial equipment packages, especially beauty salon start up loans that need ten-year amortization. Equipment financing isolates the cost of shampoo bowls, pedicure thrones, and laser devices without tying up your entire credit line.
You send us your last six bank statements, a lease or purchase agreement, and vendor quotes. We match your situation to lenders who understand that a hair salon's revenue comes unevenly and that product inventory turns faster than most retail. No need to explain why your August looks quiet when half of South San Francisco is on vacation. Our job is to translate your P&L into terms a lender will fund.
A two-chair hair salon near the Westlake Shopping Center wanted to add a nail station and upgrade HVAC to meet San Mateo County ventilation codes. The owner had been open eighteen months, showed consistent deposit activity, and held a signed lease with two years remaining. We brokered a $45,000 equipment loan and a $15,000 working capital advance. Documentation took four business days; funding arrived in nine. The owner installed the nail station during a slow January and reopened with three revenue streams instead of two.
Hazelcrest Financial 323 89th St, Daly City, CA 94015 (650) 659-4959
We serve salon owners across Daly City, Broadmoor, Colma, Brisbane, South San Francisco, San Bruno, Pacifica, Millbrae, and Burlingame. Call us when you're ready to expand, refinance supplier debt, or lock in that second location before another stylist grabs the lease.
Explore SBA 7(a) loans for long-term build-outs, equipment financing for chairs and color processors, or visit our Service Areas page to confirm we cover your block.
Serving the Daly City area
We know which lenders fund which kinds of Daly City businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Daly City owners trust Hazelcrest Financial
