Revenue based financing in Daly City ties monthly repayment directly to your gross sales, so when receipts dip, your payment shrinks too. Hazelcrest Financial brokers these agreements for businesses that generate steady credit-card or invoiced revenue but lack the collateral or time-in-business traditional lenders demand.
Revenue based funding advances a lump sum in exchange for a fixed percentage of your future monthly sales until you've repaid the capital plus a fee. Unlike term loans with rigid due dates, your obligation scales with revenue: strong months accelerate payoff, slow months reduce the burden. We match Daly City clients to revenue based financing companies that underwrite on sales velocity rather than balance-sheet assets, making RBF ideal for retail storefronts along Mission Street or SaaS firms in the Bayshore corridor that invoice regularly but don't own real estate.
Revenue based lenders typically require at least four months of verifiable sales history, a minimum of $10,000 in monthly credit-card or ACH receipts, and an active business checking account. Collateral isn't mandatory because the funder purchases a share of future revenue, not a secured interest in equipment or property. Daly City restaurants serving the post-BART commuter crowd and e-commerce fulfillment operations near the 280 interchange often qualify even if they've been turned down for SBA 7(a) loans due to startup status or prior credit events.
Who we serve
Operators deploy revenue based business funding to restock inventory ahead of holiday peaks, cover payroll gaps between large contracts, refresh point-of-sale systems, or launch targeted ad campaigns. A Colma auto-repair shop might use RBF to buy diagnostic equipment before smog-season volume spikes, while a Brisbane catering kitchen could bridge the lag between event deposits and final payments. Because repayment tracks revenue, seasonal businesses in Pacifica or Broadmoor avoid the cash-flow strain of fixed monthly notes during off-peak quarters.
How it works
Call (650) 659-4959 to discuss your sales pattern and funding timeline. We'll request three to six months of bank statements and processor reports, then present options from multiple revenue based lending sources within 48 hours. Once you select terms, we coordinate signatures and wire instructions so capital reaches your account in days, not weeks. Our Daly City office at 323 89th St, Daly City, CA 94015 stays open to walk you through each signature page and answer questions about remittance schedules.
For businesses that invoice rather than swipe cards, explore invoice factoring or compare working capital loans if you prefer fixed payments. Learn more about all the commercial financing programs we broker across Daly City and review our full service area map covering South San Francisco, San Bruno, Millbrae, Burlingame, and Pacifica.
Fast-growth retail and service firms in Daly City use revenue based loans to fund inventory, marketing, and equipment when traditional lenders want two years of tax returns or hard collateral they don't yet own.
Revenue based financing companies advance $10,000 to $500,000 and collect a fixed percentage of daily card sales or monthly invoices until the advance plus fee is retired, aligning repayment with actual cash flow.
A South San Francisco bakery supplying corporate clients might secure RBF in five business days by sharing processor statements and bank records, then repay through automatic daily ACH debits tied to weekend and weekday sales volume.
Serving the Daly City area
We know which lenders fund which kinds of Daly City businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
Why Daly City owners trust Hazelcrest Financial
